Carriers
Belding Insurance Group helps employers compare networks, funding arrangements, provider access, and plan designs so the carrier decision supports both the company budget and the employee experience.
Choosing the Right Carrier
Carrier selection is more than comparing premium numbers. Each carrier can differ in provider networks, prescription drug arrangements, wellness resources, underwriting approach, plan flexibility, customer service, and how well employees can access the doctors, hospitals, and tools they actually use.
For business owners, the right choice can help control renewal pressure, reduce disruption, and make the benefits program easier to explain and administer. For employees, it can mean better access to care, clearer plan options, and a smoother experience when they need support.
Belding Insurance Group helps evaluate these tradeoffs, match carrier strengths to workforce needs, and guide employers through the decision with practical advice rather than a one-size-fits-all recommendation.
Carrier Partners
Fully insured, level-funded, self-funded, and captive options for employer health plans.
Medical Mutual is a prominent insurer in Ohio, providing small group health insurance plans with customizable coverage options, wellness programs, and access to a large network of healthcare providers.
Anthem is one of the largest health insurance companies in Ohio, offering a range of small group health insurance plans with various coverage options and provider networks.
UnitedHealthcare is a leading insurer that offers small group health insurance plans in Ohio, including a variety of plan options, wellness programs, and online tools for employers and employees.
Aetna offers small group health insurance plans in Ohio with flexible coverage options and access to a nationwide network of providers.
SummaCare is a regional insurer based in Ohio, offering small group health insurance plans with a focus on personalized service and local provider networks.
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A globally recognized health services leader offering broad provider networks, flexible plan designs, and strong mental health and pharmacy benefits for employers of all sizes.
EGP delivers flexible group benefit solutions that give small and mid-sized businesses access to high-quality coverage options traditionally reserved for much larger employers.
Founded in 1980, SFPI is a trusted third-party administrator with over four decades of experience helping employers take control of their benefits through self-funding.
A modern health plan built for small and mid-sized businesses, offering transparent pricing, direct provider relationships, and a simplified member experience at a competitive cost.
Surest is a copay-only health plan from UnitedHealthcare that eliminates deductibles and coinsurance entirely, giving employees upfront pricing and day-one coverage — while delivering employers an average of 11% in per-member cost savings.
One of the largest independently owned TPAs in the country, KBA goes beyond administration with a proactive population health management approach designed to measurably improve employee health and reduce plan costs.
A regional carrier with deep roots in Ohio and West Virginia, The Health Plan offers fully insured and self-funded options with strong local provider networks and a commitment to personalized member service.
Roundstone specializes in self-funded group captive health insurance, giving employers greater cost control, transparency, and the opportunity to share in unused claims reserves through their innovative Member Owned Captive Exchange (MECE) model.
Captive Resources is a leading manager of member-owned group captives, helping mid-sized employers reduce health insurance costs, improve claims visibility, and build long-term financial stability through shared risk pooling.
AULTCARE is a regional insurer based in Ohio, offering small group health insurance plans with a focus on personalized service and local provider networks.
Dental, vision, life, disability, supplemental health, and stop-loss solutions.
Principal is a trusted national carrier offering a broad suite of group benefits including medical, dental, vision, life, and disability — built for businesses that want comprehensive coverage from a single, reliable source.
Lincoln Financial specializes in group life, disability, dental, and vision benefits, offering employers flexible plan designs and dependable claims service backed by a century of financial strength and industry experience.
A nationally recognized carrier with a long-standing reputation for reliability, Mutual of Omaha delivers competitive group life, disability, and supplemental health products with straightforward coverage and consistent, responsive claims support.
Sun Life provides innovative group benefits solutions — including life, disability, dental, vision, and stop-loss — with a focus on data-driven insights and flexible plan designs that help employers manage costs effectively.
The Standard offers a strong portfolio of group life, disability, dental, and vision products, known for their exceptional claims management and employee support services that help workers return to health and productivity.
Equitable brings a legacy of financial strength to the group benefits space, offering life, disability, and supplemental health products designed to provide employees with dependable protection at every stage of their careers.
Guardian is a leading group benefits carrier offering dental, vision, life, disability, and supplemental health coverage — recognized for their broad plan flexibility, strong network, and high employee satisfaction scores.
MetLife is one of the most recognized names in group benefits, offering a comprehensive range of dental, vision, life, and disability products backed by deep resources, broad networks, and nationwide employer experience.
Pacific Life offers dependable life insurance alongside dental, vision, and disability coverage designed to protect your team's health and financial well-being. Backed by 150+ years of stability, it's a carrier built to last.
Humana is a nationally recognized carrier offering competitive group dental, vision, and supplemental health products, with a strong emphasis on wellness programs and whole-person health management for employees.
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